ACICO is committed to maintaining the privacy of our clients. We have policies and procedures in place to restrict access to your personal information to employees that need to know that information in order to provide products or services to you. We train our employees to protect the confidentiality of your records. In addition, we maintain physical, electronic, and procedural safeguards to guard your personal information.

Cookies

In regard to Internet usage, cookies are pieces of data assigned by a Web server to the browser on a specific PC. Cookies help web sites recognize return visitors, and cannot be read by a web site other than the one that set the cookie. When someone returns to a web site he or she has visited before, the person's browser gives this data back to the server.

ACICO uses cookies to track web site usage, such as the number of visitors to our web site and the pages visited, in order to evaluate the usefulness and effectiveness of our site. ACICO also uses cookies to maintain the continuity of your visit to our website. We do not store user id, passwords, or any personal information in cookies.

Users have the option to set their browsers to notify them before receiving a cookie, which allows them to decide whether or not to accept it. In addition, browsers can also be set to turn off cookies entirely. Turning cookies off will prevent access to these areas of our web site. Cookies are not required to access other areas of ACICO web site.

Safeguarding Client Information

We only grant access to personal information about you (such as your name, address) to company employees so that they can process and service your accounts, and administer our business. Our Code of Conduct requires that your information remain confidential. Even if you are no longer our client, we will continue to treat your nonpublic personal information in the same way as if you were still a client. In addition, we maintain physical, electronic and procedural safeguards to guard this personal information.

We have implemented commercially reasonable security systems to protect personal information that we receive from any of our online applications. All information that is sent to us on these applications is encrypted using the standard security protocol Secure Socket Layer (SSL) during the transmission from an applicant's personal computer.

While visitors can use e-mail to contact us about routine issues and inquiries, e-mail may not be a secure method of communication for time sensitive communication or communication of information that is confidential. We strongly recommend that this type of information not be communicated via e-mail.

Third Party Sites Links

We are not responsible for the information collection practices of third party web sites that are linked from ACICO web site. In addition, we cannot guarantee how these third parties use cookies or whether they place or add computer cookies that may identify visitors personally. We recommend and encourage users to review Privacy Policies carefully before providing personal information on any of these web sites.